Health Insurance Calculators & Tools

25 free calculators — Navigate health insurance costs with confidence. Our calculators help you compare plans, estimate subsidies, and maximize your benefits.

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2026 Premium Tax Credit Calculator

Free online 2026 premium tax credit calculator.

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ACA Health Insurance Subsidy Calculator 2026

Free online aca health insurance subsidy calculator 2026.

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Catastrophic Health Plan Eligibility Checker

Free online catastrophic health plan eligibility checker.

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COBRA Insurance Cost Calculator

Free online cobra insurance cost calculator.

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COBRA vs Marketplace Insurance Comparison

Free online cobra vs marketplace insurance comparison.

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Dependent Health Insurance Coverage Cost Calculator

Free online dependent health insurance coverage cost calculator.

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Employer Health Insurance Benefits Value Calculator

Free online employer health insurance benefits value calculator.

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FSA Contribution Calculator & Tax Savings

Free online fsa contribution calculator & tax savings.

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Health Insurance Affordability Checker

Free online health insurance affordability checker.

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Health Insurance Deductible Tracker

Free online health insurance deductible tracker.

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Health Insurance Out-of-Pocket Maximum Calculator

Free online health insurance out-of-pocket maximum calculator.

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Health Insurance Penalty Calculator by State

Free online health insurance penalty calculator by state.

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HMO vs PPO Health Insurance Cost Calculator

Free online hmo vs ppo health insurance cost calculator.

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HSA Contribution Limit & Tax Savings Calculator 2026

Free online hsa contribution limit & tax savings calculator 2026.

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HSA Investment Growth Calculator

Free online hsa investment growth calculator.

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Is Dental Insurance Worth It Calculator

Free online is dental insurance worth it calculator.

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Maternity & Pregnancy Insurance Cost Calculator

Free online maternity & pregnancy insurance cost calculator.

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Medical Expense Tax Deduction Calculator

Free online medical expense tax deduction calculator.

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Medicare Part B Premium Calculator 2026

Free online medicare part b premium calculator 2026.

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Mental Health Insurance Coverage Calculator

Free online mental health insurance coverage calculator.

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Open Enrollment Health Plan Comparison Tool

Free online open enrollment health plan comparison tool.

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Prescription Drug Cost Calculator

Free online prescription drug cost calculator.

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Short-Term Health Insurance Cost Estimator

Free online short-term health insurance cost estimator.

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Telehealth vs In-Person Visit Savings Calculator

Free online telehealth vs in-person visit savings calculator.

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Vision Insurance Worth It Calculator

Free online vision insurance worth it calculator.

Frequently Asked Questions

What is the ACA premium tax credit? ▼

The premium tax credit (PTC) subsidizes health insurance costs for people with incomes between 100% and 400% of the federal poverty level. Our ACA Subsidy Calculator estimates your eligibility and credit amount.

What is the difference between HMO and PPO? ▼

HMOs require you to use network providers and get referrals. PPOs offer more flexibility to see out-of-network providers at higher cost. Our HMO vs PPO Calculator shows which plan costs less for your situation.

When can I enroll in a health insurance plan? ▼

Outside of the ACA Open Enrollment period (November-January), you can enroll during a Special Enrollment Period triggered by life events like job loss, marriage, birth, or moving.